6:50 pm, May 22, 2015

FederalNewsRadio.com - Purpose of Comments statement Click to show

Hubbard Radio, LLC encourages site users to express their opinions by posting comments. Our goal is to maintain a civil dialogue in which readers feel comfortable. At times, the comment boards following articles, blog posts and other content can descend to personal attacks. Please do not engage in such behavior here. We encourage your thoughtful comments which:

  • Have a positive and constructive tone
  • Are on topic, clear and to-the-point
  • Are respectful toward others and their opinions

Hubbard Radio, LLC reserves the right to remove comments which do not conform to these criteria.

  • 5

  • stay the course
    That's the best advice one could provide, especially to those just starting their careers. Pay no attention to the ups and downs in the market. Invest every two weeks and quit looking at your balances every day. Follow that advice and you'll have a nice retirement.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • The 'sleep-at-night-rule' worked for me
    FERS Fed
    In 2008, I was 'all in' the TSP C, S and I funds. But the stock market's wild swings during that summer were literally keeping me awake at night. So I bailed out to the G fund in mid-September 2008. Stayed there for 6 months, then started moving 10% each month back in to the TSP C, S and I funds. Slept better, too.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Got to be comfortable
    You have to invest where you are comfortable, not where people tell you if you stress too much. Sleeping at night is good, you may live long enough to enjoy your retirement.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • I made the round trip
    Down then back up. I wish I hadn't been fully invested in the C fund at the time of the collapse. My new money did buy shares at the lower prices, so that was huge. I'm doing okay. But the two trade limit really hampers my ability to maximize the gains.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • I Bailed Out Early in 2008 and Saved 35%
    Radar Tech
    I was watching the market very closely in 2008 and I bailed out early, taking a 5% loss when the smoke cleared. Folks all around me lost 40% of their life savings. It has taken them 4 years to recover from that 40% loss and they are finally starting to get ahead from where they were in 2008. I bought back in slowly during that same time period, but still kept mostly into the G-Fund and F-Fund. I have made steady returns all along, while they were making very good returns, but they had lost so much in the first place that they still were not ahead of me. The days of "buy and hold" died when we all found out about derivatives and flash-crashes. Capital preservation is more important than spectacular gains. If you have $100 and lose 10%, you have $90. If you then gain 10%, you won't have $100 again, you will have $99. So, even if you gain back the same percent that you lost, you didn't get your original capital back. Some risk is worth taking, but I will never again look at the stock funds the same. By the way, if it were not for the Quantitative Easing into infinity, the market would not be doing anywhere near as well as it appears to be doing. What do you think will happen to the stock funds when the Federal Reserve's money spigot is turned off? This whole "recovery" has been on borrowed Federal Reserve money.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }