4:05 am, April 25, 2014

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  • How to grow old gracefully?
    contrarian
    Mike: Nice column again. Other than things out of my control, like making money in real estate or inheriting money, I'm doing what I can. Would love to visit Switzerland once, but really doubt I can ever afford it, having kids to get through college first. FAFSA says I'm rich, but you all know better. Fed pay looks like alot, but doesn't keep up with stock options and bonuses of private sector. No windfalls for me, in fact just the opposite. I've had more reverses than a shopping mall escalator (google it if you need to). But like in dating, If you keep your expectations low, maybe you won't be disappointed.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Hope everything works out.
    Moderate
    2 year college then a state school would keep expenditures down, especially if the students sleep at home. I saved before kids and was able to cover costs for 2 of them. I also put money into each of their accounts to some tax free interest. The third is going part time due to other circumstances. I still am covering his college expenses.--- FAFSA also said I was rich but I explained the circumstances to a college and got help. (2 kids in college for 3 years at the same time.) Good luck.
    worker
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Paying double is saving money?
    Chuck@IRS
    In the world of Government finance, things often appear opposite common sense. The reemployed annuitant program has got to be one of these items. How is it possible that employees with valuable knowledge are only willing to provide that knowledge if paid double? If the skills are that important, transition employees over to mentoring prior to retirement, not after. Or are we really supposed to believe that paying retirement, paying a replacement employee, and then paying a contractor to pay the retired employee is a good idea? Who thinks of this stuff? And how much are they being paid?
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Paying double?
    Moderate
    How would paying this retiree a full salary be different than paying his retirement and paying someone else to be a mentor? Additionally, the retiree has more experience than the other employee. And what makes you think that the retiring employee would want the transition?----I believe the contractor is paid at the same grade level as when he (she) worked. Check it out as this is only hearsay.
    worker
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Retired and go back
    Linda
    I know 1 person who retired and came back to teach. Mostly everyone else is so busy they can't remember how they had time to work! As for me, once I am gone, I'm not coming back. But then again that will be a long while yet.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Re-Employed Annuitantcy
    smooth811
    I retired as a Fed and came back as a Fed contractor to earn credits for Social Security eligibility. I've just now, in 2013, earned my max 4 credits for the year and that has given me the requisite total 40 credits (I actually have 41) for Social Security eligibility (I have the age). About to put my house here in the DC area up for sale and if/when it sells, the wife and I will retire for good to the greater Hilton Head SC area where we have another house. I don't see how, for a Fed retiree looking to double dip for a while, re-employed annuitancy beats Fed contracting. Re-employed annuitantcy has a salary offset component which, even if waived, the waiver is only for so long. A retired Fed's double dipping is more often than not more financially lucrative as a Fed contractor than as a re-employed annuitant. Assuming the retired Fed's Fed contracting stint will not be that great, the "riskiness" of being a Fed contractor should not be that great.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Keep In Touch
    G Street
    Yes, nice column! Stereotype = *old people* who can't use a 'puter' -- it's not that hard and a great way to communicate and keep up with family, friends, et al.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }