12:15 pm, April 18, 2014

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  • Self + one
    PAULE
    There is always talk how this will not save money for a person without a family. My wife works for a company that offers this and there is close to a $100.00 difference. Not having to pay the family price would help. Why to we hear that with us feds it would not matter????
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Stop griping
    Moderate
    Sure it might be nice. However, that suits you. What about the couple with one child? should that couple pay the same premium as the couple with 10 children? We could keep on breaking it down until there is a confusing mess. The powers to be made 2 divisions. You are getting a good deal vs what you would have to pay if you had to pay the whole premium for the same type of policy. I will shortly be in the plus one situation, but have no problems with the present policy because others had to subsidize what was my family of 5.
    worker
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Not sure about the lead-in
    Vermin8
    Especially this statement: "Joys of matrimony aside, two cannot live as cheaply as one. Sad but true. This is especially true when it comes time to buy food, pay the rent or mortgage, make the car payment and other pesky but necessary functions of financial life. " It's true food purchased for a couple is about twice as expensive than for a single person, but the cost of a car is minimally more expensive (insure an extra person and probably put more mileage on it - but the cost of the car is the same if 2 people are sharing). Rent and mortgage are the same (a married couple need the same space as a single person unless one has so much junk it necessitates an extra room - but said packrat wouldn't be able to downsize if other half disappeared). I hate it when journalists print misleading or out and out incorrect information - especially when it doesn't need to be said, as in this case. If the point of the article is to discuss price of health care plans and compare the cost of single to family plans whining about how expensive a family is doesn't add to the discussion.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • BTW Mr. Causey completely missed this point
    Vermin8
    The cost of a family plan may be less than that of a single person but per person you have a much better rate than the single plan. IE, when my husband and I got married, I upgraded from single only to family plan. This cost me a net of $100/month (the extra cost minus the tax benefit). My husband then saved $300 when he cancelled his health insurance. We saved $200/month. So I'm not sure of the point of saying singles have it much better. Just give us the cost info and skip the editorializing.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Married doesn't save
    Linda
    I'm married and we each get our own insurance. Why? Because it is cheaper for the premiums. His employers pays almost 100% of his and the government pay a lot of mine. But his employer pays zero of mine, which even just to increase to Single plus one is expensive. And I wanted my 5 years in for retirement. He gets none in retirement. It used to be less expensive to go with the private sector spouses job's insurance, but not with a change of job.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Check it out
    Moderate
    Just be careful. G-d forbid if something happens to you, will your husband be able to be covered under your policy? Check it outy, but I do not think so.
    worker
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }