5:07 pm, July 13, 2014

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  • health insurance
    kaykow
    It was mentioned that a couple could save money in premiums if they both got a single plan. That's fine if they both work for the federal government. However, in my case, I am a federal worker but my spouse is not. I cover my spouse through the family plan. There are only 2 of us. I have to pay the higher premium no matter what because my spouse needs coverage. I wish there was another option in addtion to the self only and the family plan.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Too much
    contrarian
    I wish I didn't have to pay for other peoples kids until age 26.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • too much..
    Big Joe
    I wish I didn't have to pay for anyone over age 62 or who has medical conditions brought on by their lifestyle choices (smoking, excessive alcohol, lack of exercise, etc.).
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • The sickly flock to BCBS
    Rob
    That's why the premiums at BCBS are ridiculously high and that's why I left that insurer 5 years ago. The numbers would suggest BCBS would be cheap considering they insure the vast majority of feds. The problem is they insure the vast majority of unhealthy feds.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Self plus 1
    Linda
    Some of the private sector plans have a self plus one plan. It covers two people. Doesn't matter if it is a spouse or one child. Less than family and more than self only. Too me it's a good idea.................. Personally my spouse and I each have our own insurance. His private sector job pays for about 90% of his insurance premium, but not as much of the "plus One" or "Family" premium. So for each of us to get our own is much cheaper. His job used to pay 100% of his insurance, but with the economy that was cut back. The total out of pocket is higher, but unless both of us have major medical issues, it isn't a factor, and we have the money stashed away to pay for it in either case.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Self Plus One
    Moderate
    I would need to be convinced that we should have a self plus one option. The problem I see is that then a family of three would want a self plus 2 option. Why should a family of 3 pay as much as a family of ten? If there was a self plus 2 plan, then a family of 4 would then ask the same question. So what should the breaking point be and why there? To keep thing simple we have a self and family plan.---To contrarian, the age goes to 26 because it is extremely difficult for the young to get a job. You can thank George Bush and his depression for that. I assume you have no kids below 26.-----I will write without total research, Rob. I doubt that BCBS is the highest priced non high deductible plan. The high deductible plans are good if you do not have a major illness.
    worker
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • Liked your first part but not the second
    contrarian
    Let's face it healthy kids between 21-26 don't need the plan so the really sick people, who should probably be under Medicaid, get pushed into FEHB to drive up all our costs. Really makes the argument for single payer.
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • To contrarian and Rob
    Moderate
    Contrarian-Healthy kids do need medical insurance because you never know about illnesses such as menengitis (communicable and deadly) accidents (such as by car) etc. And why shift the expense from health insurance to medicaid? It does not reimburse properly. Many doctors do not take medicaid.---- Rob, why doesn't the phrase and sentence make sense? You have a job. Many young people just starting out have extreme difficulties getting a job. And it is more difficult to get a job with health insurance.
    worker
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • To Moderate - What an ignorant statement
    Rob
    You made sense up until this...."the age goes to 26 because it is extremely difficult for the young to get a job. You can thank George Bush and his depression for that".
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • To Rob
    Moderate
    It is your ignorance that is showing. I am still waiting for your response as to why my phrase and sentence make no sense. But I do thank you for the complement up to that point.
    worker
    { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }
  • { "Agree":"1","Funny":"1","Insightful":"1","Disagree":"-1","Offensive":"-1","Troll":"-1" }