8:22 am, February 27, 2015

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  • TSP Cap
    Spunky
    Can someone explain to me the reference in this article that states in 2011 we can currently contribute $16,000 to TSP but in 2012 we can contribute $17,000, a $500 increase over what we currently contribute. My math says that's $1000. Also, what does the statement "over-contribute in the beginning of the year" refer to?
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  • TSP Cap
    Joe
    The article made a mistake. The 2010 and 2011 limits were $16,500. The "over-contribute" statement applies to FERS employees. They should spread out their TSP contribution over the 26 pay periods to get the 5% match each pay period. For example, if you were to contribute $1,000 per pay period, by pay period 17 you would hit the limit for the year. Then from pay period 18 through 26 you would not get any TSP matching.
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