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11:07 am, July 11, 2014

NACHA

NACHA manages the development, administration, and governance of the ACH Network, the backbone for the electronic movement of money and data. The ACH Network provides a safe, secure, and reliable network for direct account-to-account consumer, business, and government payments.

Annually, it facilitates billions of Direct Deposit via ACH and Direct Payment via ACH transactions. Used by all types of financial institutions, the ACH Network is governed by the fair and equitable NACHA Operating Rules, which guide risk management and create payment certainty for all participants. As a not-for-profit association, NACHA represents more than 10,000 financial institutions via 17 regional payments associations and direct membership.

Through its industry councils and forums, NACHA brings together payments system stakeholders to foster dialogue and innovation to strengthen the ACH Network. To learn more, please visit www.nacha.org, www.electronicpayments.org, www.payitgreen.org, and direct.nacha.org.

Classified spending and the economy

On this week's Capital Impact show, Bloomberg Government analysts discuss the billions of dollars spent on intelligence operations by the federal government, and the latest jobs report.
May 23, 2013

Thursday - 05/23/2013, 06:21pm EDT
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The Perfect Score: Supporting Small Businesses to Achieve 100% Adoption of Direct Deposit via ACH

Studies have shown that Direct Deposit via ACH use in the U.S. is approximately 75 percent. Direct Deposit is simple, safe, smart, and environmentally friendly, so why are a quarter of Americans still receiving paper checks? In many cases, the answer is surprising - it's because the employer doesn't offer it. Two-thirds of small businesses in the United States don't offer Direct Deposit to their employees. Small businesses in the United States are growing - paying 43 percent of total U.S. private payroll - and these employers have customized needs. More work is needed to help them better understand the role Direct Deposit can play in simplifying their business practices and creating an employee benefit. Panel representatives will discuss this "last mile" in Direct Deposit adoption, efforts to engage small business owners and employees, and what opportunities exist for them in participating in Direct Deposit via ACH.

Wednesday - 08/15/2012, 04:56pm EDT
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