Shows & Panels
Shows & Panels
- The 2014 Big Picture on Cyber Security
- AFCEA Answers
- American Readiness: Renewable Power and Efficiency Technologies
- Ask the CIO
- Building the Hybrid Cloud
- Connected Government: How to Build and Procure Network Services for the Future
- Continuing Diagnostics and Mitigation: Discussion of Progress and Next Steps
- Federal Executive Forum
- Federal News Radio's National Cyber Security Awareness Month Special Panel Discussion
- Federal Tech Talk
- The Future of Government Data Centers
- The Future of IT: How CIOs Can Enable the Service-Oriented Enterprise
- Government Perspectives on Mobility and the Cloud
- The Intersection: Where Technology Meets Transformation
- Maximizing ROI Through Data Center Consolidation
- Mitigating Insider Threats in Virtual & Cloud Environments
- Modern Mission Critical Series
- The New Generation of Database
- Reimagining the Next Generation of Government
- Targeting Advanced Threats: Proven Methods from Detection through Remediation
- Transformative Technology: Desktop Virtualization in Government
- The Truth About IT Opex and Software Defined Networking
- Air Traffic Management Transformation Report
- Cloud First Report
- General Dynamics IT Enterprise Center
- Gov Cloud Minute
- Government in Technology Series
- Homeland Security Cybersecurity Market Report
- National Cybersecurity Awareness Month
- Technology Insights
- The Cyber Security Report
- The Next Generation Cyber Security Experts
Shows & Panels
Monday - Friday, 6-9 a.m.
Host Tom Temin brings you the latest news affecting the federal community each weekday morning, featuring interviews with top government executives and contractors. Listen live from 6 to 9 a.m. or download archived interviews below.
How to survive the market in 2011
Friday - 1/14/2011, 11:56am EST
By Suzanne Kubota
Senior Internet Editor
You might have a strategy for how you put money in the stock market. Looking at past performance is just one indicator.
Last year, said Arthur Stein, certified financial planner with SPC Financial in Rockville, Maryland, risk was rewarded. Stocks out performed bonds. Small caps did better than large caps. Emerging markets returned more than larger countries' markets.
The downside, Stein told Federal News Radio, was that savings rates "declined sharply" with the interest rates on one-year CDs dropping 46 percent. Even the TSP's G-fund was 43 percent lower than in 2007. It was still positive, but much lower returns than in the past.
While most experts expect good things for 2011, said Stein, "there's a lot of scary things" in the economy now. "We don't know if they're going to cause a problem or not." Stein gave examples of state economies in budget crises, muni bonds rates dropping, high unemployment that looks like it will stay high, the housing market not doing well and many countries, including China, raising interest rates. And the clincher, said Stein, is that it doesn't look good for the bond market because interest rates will have to go up - eventually.
So if you are thinking about investing in 2011, don't forget to look at one item in particular: how much a company has on hand in cash.
"That makes them a stronger company because they don't have to worry about debt," said Stein, especially if interest rates are going to go up. That, in turn, makes debt very expensive.