Shows & Panels
- The 2014 Big Picture on Cyber Security
- AFCEA Answers
- Ask the CIO
- Building the Hybrid Cloud
- Connected Government: How to Build and Procure Network Services for the Future
- Continuing Diagnostics and Mitigation: Discussion of Progress and Next Steps
- Federal Executive Forum
- Federal Tech Talk
- The Intersection: Where Technology Meets Transformation
- Maximizing ROI Through Data Center Consolidation
- Moving to the Cloud. What's the best approach for me
- Navigating Tough Choices in Government Cloud Computing
- The New Generation of Database
- Satellite Communications: Acquiring SATCOM in Tight Times
- Targeting Advanced Threats: Proven Methods from Detection through Remediation
- Transformative Technology: Desktop Virtualization in Government
- The Truth About IT Opex and Software Defined Networking
- Value of Health IT
Shows & Panels
Are you perfect in every way? If so, skip this...
Wednesday - 12/4/2013, 2:00am EST
You can skip this column.
Instead, find the nearest mirror and feast your eyes upon a perfect specimen who never gets sick, never has accidents and leads a gluten-free, organic lifestyle following the caveman/woman/person diet.
If, however, you failed the above test on even one point, please listen up:
It's Open Season. You have until COB Monday to pick the health plan that will cover you and yours for the entire year of 2014. If you do nothing, which most people do each hunting season, you risk staying in a plan whose premiums are too high, whose catastrophic coverage is too low and which your doctor never heard of.
Picking the right health plan could save you $1,000 to $2,000 next year in premiums alone. That should help because your January pay raise (the first in four years) is limited to 1 percent.
Picking the right health plan could also save you literally tens of thousands of dollars in out-of-pocket costs, based on the catastrophic coverage limits of the different plans. Why? Check this out.
Married federal couples could also save tons of money by enrolling in a family plan, instead of trying to save a few bucks on premiums with two self- only plans. Why? Check this out.
Making sure your doctor is in the network of the plan or plans you are considering is also a must. Unless you want to make a lot more out of pocket with each visit, or find yourself another doctor.
Although premiums for workers are going up 4.4 percent next year, that's an average. There are dozens of plans in the Federal Employees Health Benefits Program. Some are holding the line. A couple are even reducing premiums, a little.
Do you know the difference between the two most popular plans: Blue Cross standard and Blue Cross basic? If not, you could be paying a lot more than necessary.
If you are over 65 and retired, do you need Medicare Part B coverage which can cost several hundred dollars month extra? Here's some advice from an expert.
Want personal advice? Tune in today at 10 a.m. when health insurance expert Walton Francis is our Your Turn radio show guest. Francis writes the Consumers' Checkbook Guide to Federal Health Plans. Many agencies have subscribed to the online version so you can shop at work. But where do you start? Francis will give a rundown of things you should, and should not, be doing.
NEARLY USELESS FACTOID
Compiled by Jack Moore
"A person's chance of being attacked by a shark in the U.S. is 1 in 11.5 million, and the chance of being killed by a bite is less than 1 in 264.1 million. In New York alone, people are bitten 10 times more each year by other people than worldwide by sharks."
MORE FROM FEDERAL NEWS RADIO
Most TSP funds hold steady in
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Nearly all the funds in the Thrift Savings Plan ended last month in positive territory, although with smaller gains than in the past few months, according to data provided by the Federal Retirement Thrift Investment Board, which oversees the TSP.
Whistleblower cases have gone
'through the roof,' even as OSC faces uncertain budget
The Office of Special Counsel, the agency tasked with investigating federal-agency whistleblower claims and protecting whistleblowers, themselves, from retaliation has seen demand for its work skyrocket in the wake of recent legislative changes. Now, Carolyn Lerner, the head of the OSC, said she hopes the small agency's budget will keep pace.