TSP returns inch up in July

Wednesday - 8/1/2012, 4:11pm EDT

Returns for most of the Thrift Savings Plan basic funds continued inching up in July, with only the S Fund, pegged to stocks of small and medium-sized U.S. companies, dipping into the red for the month.

The G Fund, made up of government-backed securities, which posted returns of 0.12 percent, remained almost unchanged from a month ago. Year-to-date it's up 0.91 percent.

The F Fund posted a jump of nearly 1 percent — from 0.05 percent to 1.38 percent.

However, the C, S and I Fund all fell slightly from last month, but stayed in positive territory. Returns for the I Fund, which tracks international stocks, posted the largest fall — from 7.08 percent in June to just 0.56 percent this month.

The L Funds — a mix of the core funds that correspond to the date when the employee will begin drawing benefits after retirement — all posted modest gains.

Year-to-date, all of the funds are in the black, with the C Fund up more than 11 percent and the S Fund posting gains of more than 8.5 percent.

However, while the I Fund is up 3.83 percent since the the start of the year, over the last 12 months, the fund is down more than 11.6 percent.

Thrift Savings Plan July 2012 returns

Fund July Year-to-Date Last 12 Months
G Fund 0.12% 0.91% 1.70%
F Fund 1.38% 3.83% 7.31%
C Fund 1.40% 11.12% 9.26%
S Fund (0.62%) 8.53% 1.01
I Fund 0.56% 3.83% (11.61%)
L Income 0.37% 2.75% 2.62%
L 2020 0.63% 5.49% 2.53%
L 2030 0.71% 6.51% 2.50%
L 2040 0.75% 7.27% 2.34%
L 2050 0.78% 7.88% 1.79

Percentages in ( ) are negative.

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